74 articles in this category
The JEIR (Jeune Entreprise Innovante de Rupture) requires R&D spending of at least 30% of deductible expenses. Cumulative conditions, the 50% investor income tax reduction, employer contribution exemptions, the abolition of the corporate tax exemption, R&D tax credit stacking, and requalification risks explained by Hayot Expertise in Paris.
JEI innovative startup status, CIR 30% R&D tax credit on software development, CII innovation credit, France Num digitalisation grants, BPI Digital Commerce loan, ACRE SASU/SAS exemption, France 2030 automated logistics, the end of additional depreciation allowances and of the ZFU-TE, IDF regional grants, Business France export: 14 e-commerce schemes for 2026, reviewed by Cabinet Hayot Expertise in Paris.
ACRE startup exemption, BPI Tourisme loan, apprenticeship grant €5,000 for CAP/BAC cuisine, AGEC biowaste subsidy, supplier brewery loan, FRR/QPV exemptions (formerly ZRR/ZFU-TE), OPCO AKTO: 12 schemes to fund the opening, renovation and upskilling of your French restaurant in 2026, reviewed by Cabinet Hayot Expertise in Paris.
RGE certification, CEE energy certificates, MaPrimeRénov', eco-PTZ, BPI France loans, ADEME Heat Fund, apprenticeship grant, clean equipment depreciation, R&D tax credit, the QPV regime replacing the ZFU-TE: 14 schemes that fund growth and energy transition for French construction companies in 2026, reviewed by Cabinet Hayot Expertise in Paris.
Personal bank loan, employer loan, partner current account advance or family loan: which option fits your situation as a business owner in France in 2026? APR, interest tax treatment, borrower rights and decision framework.
Berkus, scorecard, VC method, DCF, ARR multiple: the five methods French and European VCs actually use in 2026 to value your startup, and how to build a defensible price ahead of a term sheet.
Business bank loan refused: understand the reasons, refer your case to the Banque de France credit mediation service and activate the right financing alternatives.
Personal contribution, bank loan, Bpifrance Transmission guarantee, honour loan, vendor loan and acquisition holding: how to assemble the financing of a company purchase in 2026.
The BSA-AIR lets a seed investor pay in funds without locking the valuation: it is set at conversion, with a negotiated discount and tunnel. How the mechanism works.
When does renegotiating your SME bank loan become worthwhile, once indemnities and fees are deducted? Method, levers, file to prepare and credit mediation as a recourse.
The method to secure a regional grant in 2026: apply before any commitment, target the right scheme, plan co-financing and justify expenses. With the example of Innov'up and TP'up in the Paris region.
What does invoice factoring really cost a French small business in 2026? We break down the factoring fee, the financing fee and the guarantee fund, and weigh it against an overdraft and a Dailly assignment.
Guide to non-dilutive financing: senior debt, leasing, factoring, RBF, Bpifrance guarantees, honor loans and grants — compared with equity, so you keep your capital.
France Num diagnostic, regional aids, France 2030, loan and leasing: the levers to finance your SME's digital transformation in 2026, and the pitfalls to avoid.
Rate cut, loan refinancing, restructuring: the levers to renegotiate your business debt in 2026, the costs to factor in and the pitfalls to avoid.
Our articles provide general guidance. For your specific case, describe your situation and Samuel HAYOT will reply in writing.