Chartered accountant for Saint-Germain-en-Laye: independent professionals, business owners and international families
Accounting, French tax, payroll and routine company secretarial work for independent professionals, business owners and international families in Saint-Germain-en-Laye and Fourqueux, from our Paris 8 office.
Looking for our main English-speaking practice in Paris? See our dedicated hub for international businesses, foreign-headquartered groups and French subsidiaries.
English-speaking accountant in ParisWhy choose Hayot Expertise for Saint-Germain-en-Laye?
Saint-Germain-en-Laye had 45,931 inhabitants in the 2023 census (Insee), Fourqueux included: the two towns merged on 1 January 2019. The RER A links it directly to La Défense and central Paris, and the Lycée international hosts 14 international sections, including American and British sections. In 2024 the town had 5,597 economically active establishments (Insee, excluding agriculture), 27.9% of them in specialised, scientific and technical activities and administrative support services, and 17.1% in public administration, education, health and social work, two sectors that cover, among others, the legal, technical and health professions. We offer business owners, independent professionals and families in the town accounting and tax support from our office at 58 rue de Monceau, Paris 8.
- Dedicated team, response guaranteed within 24 working hours
- Digital interface, paperless, 24/7 access
- Transparent pricing, no hidden fees
- Firm registered with the Order of Chartered Accountants
Our expertise tailored to your business
International families: the French tax side
Tax residence, foreign-source income on form 2047, accounts and contracts held outside France on form 3916-3916-bis, application of tax treaties: we handle these French obligations. US returns filed with the IRS are not part of our engagements.
Independent professionals and business owners
2035 return or incorporation, owner salary versus dividends, retirement savings plan (PER), rental investment, succession planning: we work out the figures for each option before you decide.
Our services in Saint-Germain-en-Laye
A comprehensive offering designed for entrepreneurs, executives and investors.
Accounting & financial statements
Bookkeeping, tax returns, monthly dashboards.
Tax optimisation
Corporate tax, income tax, VAT, R&D credits.
Payroll & HR
Payslips, employment contracts, HR management.
Business structuring
Entity choice, incorporation, fundraising, shareholder agreements.
Wealth & real estate
Real estate companies, wealth planning, inheritance.
International & expats
Expats, transfer pricing, foreign accounts, double taxation.
The economic ecosystem of Saint-Germain-en-Laye
Saint-Germain-en-Laye (78100) is home to the château and its national estate, the state forest and a town centre lined with shops. The median standard of living of its residents was €37,970 a year in 2023 (Insee).
Areas served
How to work with us
Free audit
We analyse your situation in 10 minutes, with no commitment.
Tailored proposal
Clear and transparent quote, tailored to your activity and budget.
Ongoing support
Your dedicated accountant responds within 24h, available year-round.
Practical guide: tax and accounting in Saint-Germain-en-Laye
Everything you need to know about doing business in Saint-Germain-en-Laye
International families: what the French return covers
A household that is tax-resident in France reports all its income in France, including income received abroad, which goes on form 2047. Every bank account, digital-asset account or life-insurance contract held outside France must also be reported on form 3916-3916-bis. The tax treaty with the other country, where there is one, then decides where the tax is due and how double taxation is avoided. We prepare these French returns; US tax returns belong with a US tax adviser, to whom, with your consent, we can send your French returns and tax notices.
Owner pay and retirement savings
For a company owner, the split between salary and dividends affects income tax, social contributions and the benefit entitlements you build up, and also corporate tax, since salary is deductible from taxable profits and dividends are not: we model several splits using your accounts. Payments into an individual retirement savings plan (PER) are deductible from taxable income within a ceiling set for each member of the household and shown on the tax notice; married or PACS partners can pool their ceilings. For an employee, the choice between the standard 10% deduction and actual expenses is made every year.
Furnished rentals and property companies (SCI)
For non-professional furnished rentals (LMNP), the actual-expenses regime allows you to deduct costs and depreciate the building (not the land) and the furniture; since the 2025 Finance Act, depreciation deducted on the building is, with some exceptions, added back when the capital gain on sale is calculated. For unfurnished rentals, an SCI taxed under income tax and an SCI taxed under corporate tax differ both on how rents are taxed and on the tax due on exit: the choice is made on figures, before signing.
Estate planning: the French tax side
Gift-sharing (donation-partage), split ownership (démembrement), Dutreil pact for company shares, life insurance: each tool has its own conditions and tax cost. We calculate the duties for each scenario, and your notary drafts the deeds. For shares passed on by gift or inheritance since 21 February 2026, the individual holding commitment under a Dutreil pact lasts six years, after a collective commitment of at least two years.
Frequently asked questions — Chartered accountant in Saint-Germain-en-Laye
Answers to questions entrepreneurs in Saint-Germain-en-Laye ask most
How much does a chartered accountant cost in Saint-Germain-en-Laye?
Fees vary based on your activity. For a micro-enterprise: €50-100/month. For a self-employed professional: €150-350/month. Our firm offers transparent flat rates.
Does Hayot Expertise prepare US tax returns?
No. We prepare the French returns: income tax return 2042 and its schedules, foreign-source income on form 2047, accounts and contracts held outside France on form 3916-3916-bis. US tax returns belong with a US tax adviser; with your consent, we can send them your French returns and tax notices.
Can you help me optimise my pay as a business owner or executive?
Yes. For a business owner, we compare salary and dividends from your accounts. For an employee, we compare the standard 10% deduction with actual expenses, and we calculate the effect of a payment into a retirement savings plan (PER) within your deduction ceiling.
Do I need to come to the office?
No. The firm is at 58 rue de Monceau, Paris 8, and a Saint-Germain-en-Laye file is handled remotely: accounting documents are uploaded to Pennylane, where the books are kept.
Does Hayot Expertise offer bilingual support?
Yes. We can work in French or English with international families and English-speaking entrepreneurs, on the French side of their accounting and tax.
How should I plan to pass on my assets?
By working out the figures for several scenarios before choosing: gift-sharing (donation-partage), split ownership (démembrement), Dutreil pact for company shares, life insurance. We calculate the duties and tax for each option; your notary drafts the deeds.
Useful resources for your business
Let's meet
Whether by video (100% remote) or at the office, we are available to audit your accounting.