French CPA in Tours: accounting, tax and payroll for Touraine businesses
Accounting, tax, payroll and company formation for founders, SMEs and independent professionals in Tours and Indre-et-Loire, in English or French, handled remotely from Paris.
Looking for our main English-speaking practice in Paris? See our dedicated hub for international businesses, foreign-headquartered groups and French subsidiaries.
English-speaking accountant in ParisWhy choose Hayot Expertise for Tours?
Whether you run a business in Tours or a French subsidiary from abroad, what matters is rarely where your accountant sits, but whether the books, the returns and the payslips are done on time and explained in a language you work in. Hayot Expertise is a French chartered accountancy and statutory audit firm registered with the Ordre des experts-comptables Paris Île-de-France, based in Paris 8 and Noisy-le-Sec. We have no office in Indre-et-Loire: files are run remotely, with documents uploaded online, video meetings and e-signature. The local economy has its own shape: pharmaceutical and cosmetics suppliers, healthcare practitioners around the university teaching hospital, hotels and holiday lets driven by Loire Valley tourism, wine estates from Vouvray to Bourgueil, and logistics around the Saint-Pierre-des-Corps rail hub.
- Dedicated team, response guaranteed within 24 working hours
- Digital interface, paperless, 24/7 access
- Transparent pricing, no hidden fees
- Firm registered with the Order of Chartered Accountants
Our expertise tailored to your business
Healthcare, pharmacy and cosmetics
The Tours area brings together self-employed healthcare practitioners around the university teaching hospital, retail pharmacies and companies in the perfume and cosmetics supply chain, Indre-et-Loire being one of the Cosmetic Valley cluster departments. We handle BNC bookkeeping and the 2035 return, pharmacy accounts with their stock and margin work, the move into a practice company, and the salary versus dividend question.
Loire Valley tourism, hospitality and wine estates
Chateaux, guest houses, hotels, restaurants and cellars open to visitors trade over a short season, and their cash follows the same curve. We handle VAT where several rates land on one bill, payroll for seasonal contracts, the tourist tax collected on behalf of the local authority, and the choice between the flat-rate and actual-cost regimes for furnished holiday lets, recently tightened.
Our services in Tours
A comprehensive offering designed for entrepreneurs, executives and investors.
Accounting & financial statements
Bookkeeping, tax returns, monthly dashboards.
Tax optimisation
Corporate tax, income tax, VAT, R&D credits.
Payroll & HR
Payslips, employment contracts, HR management.
Business structuring
Entity choice, incorporation, fundraising, shareholder agreements.
Wealth & real estate
Real estate companies, wealth planning, inheritance.
International & expats
Expats, transfer pricing, foreign accounts, double taxation.
The economic ecosystem of Tours
Tours is the capital of the Indre-et-Loire department and the main city of Tours Métropole Val de Loire, a metropolitan authority of 22 communes on both banks of the Loire and the Cher. Four engines drive the local economy: healthcare, built around the university teaching hospital; pharmaceuticals and cosmetics, Indre-et-Loire being one of the departments in the Cosmetic Valley cluster; tourism, with the chateaux and the UNESCO-listed Loire Valley; services and logistics, anchored by the Saint-Pierre-des-Corps rail hub and the A10 motorway. The Vouvray, Montlouis, Chinon and Bourgueil vineyards complete the picture, many of them selling at the cellar door.
Areas served
How to work with us
Free audit
We analyse your situation in 10 minutes, with no commitment.
Tailored proposal
Clear and transparent quote, tailored to your activity and budget.
Ongoing support
Your dedicated accountant responds within 24h, available year-round.
Practical guide: setting up and trading in Tours
Everything you need to know about doing business in Tours
Setting up a company locally
The legal form should follow the founder's social security and tax position rather than the cost of incorporation: a SAS president is covered by the general social security scheme, a majority SARL manager is not. Share capital is paid in before the file goes out, the statutory notice appears in an authorised publication in Indre-et-Loire, filings go through the INPI single window, and the commercial court registry in Tours registers the company.
Accounting and tax obligations
A French company prepares annual accounts, has them approved within six months of the year end, then files them with the commercial court registry in Tours. Add VAT, corporate income tax and the local business tax due in every commune where you occupy premises. Every business within the scope of French VAT has had to receive electronic invoices since 1 September 2026; large companies and mid-caps already issue them, and smaller companies must do so from 1 September 2027.
Hiring and running payroll
The pre-hire declaration comes before the employee starts, and the applicable collective agreement often matters more than the labour code: retail pharmacy, hotels and restaurants, and medical practices do not share the same minimum pay, bonuses or rules on short contracts. Then come private health cover, death and disability cover, and the monthly DSN filing. A seasonal contract drafted in a hurry can be reclassified as a permanent one.
Regional schemes and local specifics
Local business tax rates are voted commune by commune, so the same activity is not taxed identically in Tours, Joué-lès-Tours or Chambray-lès-Tours: worth checking before signing a lease. Centre-Val de Loire regional grants and Bpifrance schemes change criteria from one call for projects to the next. A wine estate that opens a tasting cellar or guest rooms mixes farming and commercial income, and the two have to be kept apart.
Frequently asked questions — Chartered accountant in Tours
Answers to questions entrepreneurs in Tours ask most
You are based in Paris, not in Tours. How does that work?
We have no office in Indre-et-Loire. Files are run remotely: documents uploaded online, review meetings by video, electronic signature. A visit is possible when the file calls for one.
Can you work with us in English?
Yes. Meetings, reporting and correspondence are handled in English, while the statutory accounts, tax returns and payroll filings are produced in French, as the authorities require.
We are a foreign company opening in the Tours area. Branch or subsidiary?
A branch is an extension of the parent company; a subsidiary is a French company in its own right. The choice drives liability, VAT registration, corporate tax filing and payroll obligations. We cover the French side, alongside your advisers abroad.
How are your fees set?
On the actual scope: volume of documents, number of payslips, returns to file, reporting frequency. We quote once we have seen your paperwork, and the engagement letter sets out what is covered.
We already have an accountant in France. Can we change during the year?
Yes, subject to the notice period in your current engagement letter. Professional rules require us to write to the outgoing firm and collect the file: entries, trial balance, fixed asset register, last tax return. A mid-year handover is planned, not improvised.
Our business is seasonal. How do we plan for it?
By working on cash before the season, not during it. We build a month-by-month plan, check that the VAT regime and tax instalments match the real pattern of receipts, and get seasonal contracts signed before anyone starts.
Does the commune we choose affect our local business tax?
For the local business tax, yes: the base depends on the premises you occupy and the rate is voted by the commune and the intercommunal authority. Tours, Saint-Pierre-des-Corps and Chambray-lès-Tours do not produce the same bill.
Let's meet
Whether by video (100% remote) or at the office, we are available to audit your accounting.