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Compare umbrella employment, SASU and micro-business based on your day rate, expenses, need for security and commercial ambitions before locking yourself into the wrong setup.
Compare true take-home pay after fees, social charges, tax and VAT.
See when the micro-business regime stays efficient and when it starts limiting profitability.
Choose a setup that works with unemployment support, larger clients and long-term growth.
There is no universal answer. A solo consultant on recurring missions with limited expenses does not make the same choice as someone preserving unemployment support or targeting larger B2B clients. The value of the simulator is to bring the decision back to what matters: take-home income, admin load, social protection and long-term scalability.
French umbrella employment is useful when you want to start quickly, keep a salary-style framework and outsource administration. Official French guidance explains it as a three-party relationship between the worker, the umbrella company and the client.
The micro-business regime is popular for simplicity, but it is not neutral financially. Official guidance verified on February 21, 2026 highlights an 83,600-euro services threshold and 2026 social charges of 25.6% of turnover for non-regulated liberal professions.
SASU often becomes the right move when you want a stronger company image, more remuneration control and a cleaner base for future growth. It asks for more discipline, but it creates more room to structure the business properly.
The real question is not which structure has “lower charges”. It is what remains once you factor in billing rhythm, VAT, business costs, personal security and the path you want over the next 12 to 24 months.
It is often the right fit when you want to start fast, invoice without forming a company immediately and keep a salary-style framework, while accepting less room for optimisation.
It can be at the start if simplicity is the priority. Once revenue grows, real expenses matter or client expectations rise, it usually becomes less attractive.
Because SASU usually provides better commercial positioning, more remuneration flexibility and a cleaner base for long-term structuring.
We can model your consulting activity with your day rate, VAT, expenses, unemployment support and income target before you commit to the wrong structure.