123 articles in this category
Opportunity filtering, mandatory documents, technical brief, unit price schedule and margin calculation: how to respond to a public tender profitably and compliantly in 2026, without dispersing your teams.
An entrepreneurship barometer is useful only if it helps you interpret the right signals: company creation trends, sector momentum, founder profiles and business confidence.
Theoretical vs actual food cost, calculation formula, monthly stocktaking, recipe cards and a step-by-step action plan: the complete method for controlling a restaurant's food margin in 2026.
The French construction cost index (ICC) stands at 2,084 points in Q1 2026, base 100 = Q4 1953. Published by INSEE on 24 June 2026: -2.89% year on year, +1.26% on the quarter. Next release late September 2026.
Recurring delays, fast-close requirements, an absent CFO: a monthly closing reinforcement stabilises your accounts and compresses your timetable. Engagement models (fractional consultant, transition manager, interim), 2026 fee ranges and deliverables explained.
Mandatory banking mobility under Article L312-1-7 CMF only covers consumers, the SAMB for business accounts is optional and manual, 8 steps, €80-400 budget, 2-3 month timeline: the full method by Cabinet Hayot Expertise in Paris.
Cash flow plan, collections, WCR, alerts and steering: how to manage SME cash in 2026.
Liquidity, yield, risk and horizon: how to invest excess cash without weakening operations.
Margin, cash, WCR and structure: how to read financial performance in 2026.
Cash flow, margin, WCR, debt, activity and alerts: how to build a useful financial dashboard for managers or CFOs.
Pricing, capacity, seasonality and margin: how to steer yield management in 2026.
Budget, cash, margin, WCR, debt and arbitrations: how to structure real financial management in SMEs in 2026.
Hotel, rental, ecommerce, VSE: how the banking footprint works and what points to secure in 2026.
Payment deadlines, customer credit, reminders, risk of default and cash: the fundamentals of credit management in a European environment.
CAPEX is more than a balance sheet line. Every investment decision drives future depreciation, cash flow, and financing capacity simultaneously. This guide covers the calculation formula, CAPEX vs OPEX, balance sheet impact, free cash flow, and the most common mistakes SMEs make before signing a purchase order.
Our articles provide general guidance. A discovery meeting with Samuel HAYOT allows us to analyse your specific case.