
Chartered accountant Qonto
The professional account that simplifies your daily finances: cards, transfers and management of expense reports.
Qonto: The professional bank connected to your accounting#
Simplify your payments and expense reports#
Qonto is much more than a neobank, it is a financial productivity tool. As a digital firm, Hayot Expertise encourages the use of modern professional accounts to simplify bank reconciliations.
The advantages of Qonto for SMEs#
- Team management and virtual cards: Assign virtual or physical business cards to your employees with personalized limits.
- End of paper expense reports: Take a photo of the receipt, Qonto immediately associates it with the transaction. VAT is detected automatically.
- Perfect accounting integration: Qonto interfaces directly with our accounting production tools (including Pennylane). No data loss.
By linking Qonto to our firm, you drastically streamline your team expense processes.
Related accounting services
Beyond Qonto, Hayot Expertise can support you on the underlying accounting and compliance work:

Article written by Samuel Hayot
Chartered Accountant, registered with the Institute of Chartered Accountants.
Regulated French firmUpdated 29 March 2026
Regulated French accounting and audit firm based in Paris 8, built to support companies across France with a digital and decision-oriented approach.
Key features
- Configurable virtual and physical cards
- Automated expense report management
- Grouped transfers (SEPA)
- Accounting API integration
Your direct benefits
- Secure team autonomy
- Zero loss of receipts (smartphone photo)
- Live expense tracking