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Accounting expertise 12 min read

How much does a French CPA cost in 2026? Real pricing guide

Certified chartered accountant Reviewed by Samuel HAYOT Updated:

Quick answer. In 2026, a French accountant costs €60 to €600 excl. VAT per month depending on legal form and turnover. For a SASU up to €150k turnover, expect €1,200 to €2,500 excl. VAT per year; for an IR-regime SCI, €400 to €1,200 excl. VAT per year. Fees are free but framed by the professional code of ethics, with a written engagement letter required.

Why does a French CPA's price vary so much?#

It's the most asked question by foreign founders setting up in France: "How much will my accountant cost me this year?" The honest answer is: between €60 and €600 per month excl. VAT, depending on your legal form, turnover, payroll obligations, level of autonomy on data preparation, and how digitalised the firm is.

This guide gives you real, verified 2026 figures for:

  • Pricing brackets by company type (SASU, SARL, SCI, micro-entrepreneur, association, regulated profession)
  • Traditional firm vs digital firm (Pennylane, Tiime, Cegid Loop, Dext)
  • What's always included in a standard package, and what isn't
  • Negotiation levers and red flags

Companion read: How to choose your CPA in Paris in 2026

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The price depends first on the legal form, which drives the accounting duties. Here are the 2026 brackets by profile, from simplest to most complex:

Legal formTurnover / profileAnnual budget excl. VATMonthly equivalent
Micro-entrepreneur< €85k€200 to 500€16 to 42
SASU / EURL< €150k€1,200 to 2,500€100 to 210
SASU / SAS€150k to 500k€2,200 to 5,000€180 to 420
SARL / SAS (small business)€500k to 2M€4,500 to 8,000€375 to 670
SCI (IR regime)rental income€400 to 1,500€33 to 125
SCI (IS regime)depreciated property€1,200 to 2,500€100 to 210
Regulated profession (BNC)variable€800 to 2,200€67 to 183
Non-profit association< €50k€400 to 900€33 to 75

Each profile is detailed below. A fully digital firm sits at the low end; a traditional firm with tailored advice, at the high end.

1. The cost drivers#

Legal formObligationsRelative cost
Micro-entrepreneurReceipts ledger, purchase registerVery low (€200-500/year)
Sole proprietor (réel)Simplified commercial accountingLow (€800-1,800/year)
EURL / SARL / SASU / SAS (IS regime)Full commercial accounting + tax bundle 2065/2050Medium (€1,200-5,000/year)
SCI (IR transparency)Cash-basis simplifiedLow (€500-1,200/year)
SCI (IS regime)Full commercial accountingMedium (€1,200-2,500/year)
Active holdingTax bundle + integration + mother-daughterHigh (€3,000-8,000/year)
Regulated profession (BNC)Cash or accrual basisLow-medium (€1,000-2,500/year)

Activity volume#

For equivalent setup, cost grows with:

  • Number of issued and received invoices (drives data entry / OCR cost)
  • Bank movements
  • VAT frequency (monthly vs quarterly vs annual)
  • Headcount (payroll billed per slip)
  • Tax complexity (international, holding, stock options…)

Founder autonomy#

The most underestimated factor. A founder who uploads invoices within 8 days, properly named, on a shared drive can divide their budget by 1.5x to 2x compared with a founder who hands over a shoebox of receipts in March for a 31 December close.

Geography#

Île-de-France average runs 10-25% above the national average; Paris intra-muros 20-35% above. Lowest brackets: Hauts-de-France, Grand Est, Bourgogne-Franche-Comté.

Traditional vs digital firms#

The 2020-2026 revolution: firms running on Pennylane, Tiime, Cegid Loop or Dext automate 70-85% of bookkeeping via OCR + bank API and price 20-35% lower at equivalent service.

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2. Pricing grid by profile: real 2026 figures#

Micro-entrepreneur#

ServiceAnnual cost (excl. VAT)
Invoicing + accounting software (Indy, Freebe, Tiime)€100 to €350
Annual return assistance€200 to €600
Income tax optimisation (BNC réel option)€600 to €1,200

A micro-entrepreneur rarely needs a full CPA: software typically suffices unless you're approaching threshold transitions or considering a tax election.

SASU or EURL: small revenue (< €80k turnover)#

Service includedAnnual package (excl. VAT)
Setup (bylaws + INPI + Kbis)€500 to €990 (one-shot)
Bookkeeping + balance + tax bundle + 1 review€990 to €1,600 (digital firm)
Bookkeeping + balance + tax bundle + 1 review€1,400 to €2,200 (traditional firm)
Monthly subscription digital firm€79 to €130/month

SASU or SAS: mid revenue (€150k-€500k turnover)#

Service includedAnnual package (excl. VAT)
Bookkeeping, review, balance, tax, 2 reviews€2,200 to €3,800 (digital)
Same scope, traditional firm€3,000 to €5,000
+ Payroll 1-3 employees+ €50 to €80 per slip

SARL / SAS: SME (€500k to €2M turnover, 3-15 employees)#

ServiceAnnual fee (excl. VAT)
Bookkeeping, review, balance, tax€4,500 to €8,000
Full payroll + DSN€600 to €1,500/year/employee
Quarterly reporting + dashboards+€1,200 to €3,000/year

SCI: patrimonial real estate#

ProfileAnnual fee (excl. VAT)
SCI under IR (1-2 properties, < €50k income)€400 to €900
SCI under IR (3+ properties, works, deficit)€900 to €1,500
SCI under IS (depreciation, capital gains)€1,200 to €2,500
Dismemberment, tax integration€2,500 to €5,000

Regulated liberal profession (BNC)#

ProfileAnnual fee (excl. VAT)
Solo professional, cash basis€800 to €1,600
Accrual-basis option€1,200 to €2,200
Medical/dental practice with assistant€2,500 to €5,000
SELARL / SELAS regulated profession€2,800 to €6,000
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3. Traditional vs digital firm: the 2026 match#

Fully digital firm (Pennylane / Tiime stack)#

Pros: transparent monthly subscription from €79/month, automatic invoice OCR, bank API, real-time dashboard, fully async relationship.

Cons: less human proximity, lighter strategic advisory, à-la-carte billing for advisory beyond bookkeeping.

Tech-friendly traditional firm (Hayot Expertise model)#

Pros: dedicated single point of contact, integrated wealth/tax/social advisory, fast response (24-48h), audit and tax dispute representation, mastery of complex setups (holding, BSPCE, M&A).

Cons: 20-35% premium at equivalent core services.

Our recommendation: beyond €200k turnover or when planning a structuring operation (fundraise, holding, exit), a traditional firm pays back its premium quickly through avoided tax errors and strategic counsel.

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4. What's always included (and never included) in a standard package#

Always included#

  • Bookkeeping or review of entries
  • Balance sheet, income statement, annex
  • Tax bundle (2065, 2031 or 2035 + 2050 and following)
  • VAT returns (monthly or quarterly)
  • CFE/CVAE business tax filings
  • Filing of accounts at the commercial court registry (with confidentiality option for SMEs)
  • 1-2 annual reviews (year-end + budget N+1)
  • Unlimited email support

Often optional (check line by line)#

ServiceAverage price
Payslip€25 to €80 each
Monthly DSN filingIncluded or +€30-50/month
Director's personal income tax return€200 to €500
Ad-hoc audit / second opinion€800 to €3,000
Fundraising support€3,000 to €15,000 project fee
Acquisition due diligence€5,000 to €25,000 depending on target

Never included#

  • Statutory audit (Commissaire aux Comptes): incompatible with CPA work for the same entity
  • Legal drafting (commercial contracts, leases)
  • AMF-regulated investment advice
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5. How to negotiate fees (legally and calmly)#

Always ask for 3 quotes#

Compare like for like, including digital firms. Watch for "all-in" packages that exclude monthly VAT or the year-end balance.

Prepare a "competitive" file#

  • Invoice volume issued/received
  • Stack used (Qonto, Stripe, Shopify…)
  • Your autonomy on pre-entry
  • Punctuality of document handover

A well-organised client routinely earns 10-25% off standard packages.

Negotiate length of engagement#

A 24-36 month commitment unlocks 5-15% off: but avoid it during your launch phase; prefer annual reconducting.

Ask for an addendum on pivots#

If your activity or volume changes drastically (IS election, hiring, VAT regime), request an addendum to avoid mid-year renegotiation.

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6. Pitfalls and red flags#

  • Vague "all-inclusive" packages that don't list scope: fly. The Code of Ethics requires a written engagement letter.
  • Success-based fees ("we take X% of your tax savings"): strictly regulated and largely banned.
  • Pure SaaS marketed as a CPA replacement: Indy, Freebe and similar are excellent tools but cannot certify your tax bundle or represent you in an audit.
  • Firms not registered with the Ordre des Experts-Comptables: verify on annuaire.experts-comptables.fr.
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7. What does Hayot Expertise actually cost?#

Based in Paris 8th, we do not sell rigid packages: one complete base, adjusted case by case to your actual volumes.

ServiceContentsExcl. VAT
Full-service accounting (complete base)Bookkeeping on Pennylane, VAT, annual accounts and tax return, tax obligations, direct WhatsApp line to the chartered accountantFrom €258/month
Interim statements, forecast, cost accounting, reportingAdded only if your situation requires themOn quotation
PayrollPer payslip€30/payslip

The quote is built on your actual volumes (invoices, VAT regime, payroll, sector) and stays firm: no surprise line during the year. File onboarding fee: €290 excl. VAT, except for new businesses.

Request a tailored quote: answer within 24-48 business hours, no commitment.

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Frequently asked questions

How much does a French accountant cost for a SASU in 2026 ?+

For a SASU with turnover below €150,000, the annual package runs from €1,200 to €2,500 excl. VAT, i.e. €100 to €210 per month. Between €150,000 and €500,000 of turnover, expect €2,200 to €5,000 excl. VAT per year. Packages usually include bookkeeping, review, the financial statements, the tax bundle and an annual review.

How much does a French accountant cost for an SCI in 2026 ?+

For an IR-regime SCI holding one or two properties, expect €400 to €900 excl. VAT per year; with several properties, works or property deficits, €900 to €1,500. An IS-regime SCI, which depreciates the assets and keeps full commercial accounts, runs from €1,200 to €2,500 excl. VAT per year. Dismemberment pushes the budget higher.

How are a French accountant's fees set ?+

Fees are free but framed by the professional code of ethics: they reflect time spent, complexity, liability and the firm's standing. The annual package dominates, ahead of time-based billing and one-off assignments. Success fees are strictly framed or prohibited, and a written engagement letter is mandatory.

Is a digital firm cheaper than a traditional one ?+

Yes, generally 20 to 35 % for equivalent services. A firm using Pennylane, Dext or Tiime often charges €79 to €149 per month for a SASU below €150,000 of turnover. Do not confuse a standalone accounting tool, which cannot certify your tax bundle, with a chartered accountancy engagement.

What exactly does an accountant's package include ?+

A standard package covers bookkeeping or review, VAT returns, the balance sheet, the income statement, the tax bundle, local business tax, filing of accounts and an annual review. Payroll billed per payslip, audit, strategic advice and the director's personal tax returns are usually outside the package.

Is a French accountant mandatory ?+

No, no company is legally required to use one. It is strongly advised for IS-regime companies such as a SASU or SARL, given the tax bundle and filings. Above certain thresholds, a statutory auditor, separate from the accountant, must also be appointed.

What is a French accountant's hourly rate in 2026 ?+

An accountant registered with the Ordre des Experts-Comptables usually charges between €80 and €250 per hour, depending on seniority, location and specialism. In Paris the usual range runs from €120 to €200 per hour for a qualified accountant, and from €60 to €90 for a bookkeeper. In practice hourly billing stays the exception: bookkeeping and the year-end close are quoted as a package, and the hourly rate mainly covers one-off work, where you should ask for a time estimate before the work starts.

Can you change accountant mid-year ?+

Yes, at any time. The engagement letter is terminated on the notice it sets out, and the incoming firm writes to the outgoing one before starting work (article 163 of the decree of 30 March 2012). The handover covers supporting documents, the trial balance, the general ledger, the FEC accounting-entries file and the fixed-asset schedule. Our changing accountant page sets out the procedure.

Samuel HAYOT, Chartered Accountant registered with the French Order (OEC Paris-IDF)

Article written by Samuel HAYOT

Chartered Accountant, registered with the Institute of Chartered Accountants. Certified Pennylane trainer.

Regulated French firmUpdated 14 August 20265 sources cited

Regulated French accounting and audit firm based in Paris 8, built to support companies across France with a digital and decision-oriented approach.

Your guarantees

A guide written by a regulated French firm

The educational content is meant to qualify the issue, answer the first practical need and then point toward the right accounting, tax or structuring service.

Regulated firm

Samuel Hayot is a French chartered accountant and statutory auditor registered with the Paris professional bodies.

National reach

The firm is based in Paris 8 and operates with a delivery model designed for businesses located across France.

Modern stack

Pennylane, Dext, Silae and an automation-first setup built for visibility and speed.

Direct contact

Visible phone number, simple contact path, fast engagement letter and tighter qualification of the mandate.

Need personalised advice?

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