Dext vs Yooz 2026: invoice OCR, AP automation and French e-invoicing readiness

Quick answer. Dext (formerly Receipt Bank, acquired by IRIS Software Group on 23 December 2024) and Yooz are two supplier-invoice OCR platforms with different positioning: Dext is a capture and pre-accounting hub starting at about EUR 25 ex-VAT/month for 1 to 5 users; Yooz is a multi-entity Purchase-to-Pay platform priced on quote (entry ticket around EUR 200 ex-VAT/month). As of 17 May 2026, both are registered as Approved Platforms (PA) by the French tax authority (DGFiP) for the generalised e-invoicing obligation effective 1 September 2026 — Yooz definitively, Dext since 11 December 2025.

The choice does not hinge on OCR quality (both claim above 98% recognition). It hinges on three axes: company size, complexity of the purchase approval workflow, and target accounting ecosystem (Pennylane, Sage, Cegid, Quadra, SAP). We recently advised an 80-employee industrial SME receiving 1,200 supplier invoices per month: Dext lost on the absence of multi-level approval workflow, Yooz lost on ERP integration cost. The final design combined Yooz for production and Pennylane as accounting backbone.

At Hayot Expertise, we have been guiding owner-managers through this choice since 2019, always starting from the real purchase process (who orders, who approves, who pays, who controls) rather than from the vendor pitch. This comparison rates Dext and Yooz across eight operational criteria, restates the public 2026 pricing, the Pennylane/Sage/Cegid integrations, and draws the line between OCR and the French approved e-invoicing platform.

• Dext (formerly Receipt Bank, owned by IRIS Software Group since December 2024) remains the reference tool for accounting firms and SMBs for mobile capture, OCR and pre-accounting: Popular plan at EUR 25.21 ex-VAT/month (1-5 users, 250 documents), Advanced plan at EUR 72.29 ex-VAT/month (6-15 users), OCR accuracy claimed at 99.5%.
• Yooz targets SMEs and mid-market firms with a full Purchase-to-Pay workflow (capture, OCR, multi-level approval, accounting, payment): volume-based pricing on quote, entry ticket around EUR 200 ex-VAT/month, unlimited users, native integration with 250+ accounting systems and ERPs (Sage, Cegid, Pennylane, SAP, Microsoft Dynamics).
• Receipt Bank no longer exists as a standalone product: it is the former Dext brand, renamed in 2020. In 2026, comparing Dext and Yooz is enough; any mention of Receipt Bank in a recent comparison is a sign of outdated content.
• DGFiP approved-platform status as of 17 May 2026: Yooz registered definitively (moving from the 2 September 2024 provisional status to definitive), Dext registered definitively since 11 December 2025. Both can issue and receive electronic invoices in Factur-X, UBL and CII formats via the Peppol network, in line with the generalised obligation effective 1 September 2026.
• The decision rests on three variables: number of approvers per invoice (1 = Dext is enough, 3+ = Yooz becomes relevant), monthly volume (< 500 invoices = Dext usually cost-effective, > 1,000 = Yooz amortises its costs), and nature of the target accounting system (Pennylane = native integration in both, Sage/Cegid/SAP with complex workflows = Yooz more mature).

• Owner-manager losing receipts: Dext via the mobile app (instant photo) and dedicated email address solves 90% of the issue in two weeks, with no major investment or heavy setup. Cost: Popular plan EUR 25.21 ex-VAT/month.
• Accounting firm with 50 SMB clients: Dext is the market standard (12,000 firms worldwide use it), exports to Pennylane, Sage, Cegid, Quadra and ACD are native, and client-side collection is highly fluid. Our firm uses Dext as default for bookkeeping and review missions.
• Industrial SME with purchase orders, proof of service and 3 approvers: Yooz is the better fit. The Purchase-to-Pay workflow covers commitment, PO/receipt/invoice matching, hierarchical approval by threshold, then accounting export and payment.
• Multi-entity SaaS scale-up with consolidation: Yooz via native ERP integration (SAP, Microsoft Dynamics, Oracle) handles high volumes without multiplying licences (unlimited users). Better when internal finance owns production.
• Company late on the 2026-2027 e-invoicing obligation: Yooz and Dext are both DGFiP Approved Platforms and enable reception of e-invoices from 1 September 2026. Check coverage of issuance, e-reporting and supported formats (Factur-X, UBL, CII) against your real flows. The SME e-invoicing compliance plan should run in parallel.
• Accounting firm offering a free approved platform to SMB clients: Dext bundles its PA offer at no extra cost for existing clients, simplifying compliance across the firm's portfolio without billing a new licence to every client.

At Hayot Expertise, we always start from the supporting document and the real purchase process. A supplier invoice must be readable, linked to the correct supplier (SIREN check), the right month (cut-off), the right VAT rate (deductibility under article 271 of the French Tax Code), the right commitment (PO if applicable) and the right payment (bank reconciliation). OCR speeds data entry but does not replace anomaly review: a duplicated supplier, a misclassified credit note, non-deductible VAT (entertainment expenses, passenger vehicles) or an unchecked proof of service remain human-controlled risks.

Our 2026 read of the market: Dext wins on simplicity, price and mobile capture; Yooz wins on workflow depth and multi-entity maturity. Competition on pure capture is tightening — Pennylane now ships a comparable native OCR, as do Tiime and Sellsy. Yooz's differentiator remains its Purchase-to-Pay workflow and its ability to dialogue with heavy ERPs. Dext's differentiator remains its accounting-firm ecosystem and ease of use for the owner-manager.

An often underestimated point: the IRIS Software Group acquisition of Dext on 23 December 2024 repositions the product inside a broader suite (IRIS Elements) oriented toward UK accounting firms. In France, this has not disrupted service in the short term, but we are tracking pricing and feature evolution over the next 12 months. Any finance digital transformation for SMEs must factor in this vendor roadmap risk.

Risk #1: believing OCR replaces accounting controls. An automatically read invoice can be misclassified (wrong expense account, wrong VAT), duplicated (same supplier, same number, two entries), linked to the wrong supplier (homonyms, similar SIREN) or approved without proof-of-service control. OCR at 99% still leaves 1 invoice out of 100 to fix manually — on 1,000 invoices/month, that is 10 undetected anomalies if human review is dropped.

Risk #2: confusing OCR with the approved e-invoicing platform. OCR turns an image into data; the structured electronic invoice flows in Factur-X, UBL or CII format via an Approved Platform (PA) or the French Public Invoicing Portal (PPF). From 1 September 2026, every VAT-registered business in France must be able to receive an e-invoice via a PA. Dext and Yooz are both PA, but OCR on a paper or unstructured PDF invoice and the reception of a Factur-X e-invoice are two distinct technical flows.

Risk #3: GDPR compliance and compliant archiving. Supplier invoices contain personal data (name, IBAN, contact) covered by GDPR and must be retained for 10 years under article L123-22 of the French Commercial Code. Yooz and Dext offer compliant archiving (NF Z42-013 standard or equivalent), but the controller responsibility stays with the company: justified retention periods, limited access rights, processing register (article 30 GDPR), DPIA if high-risk processing.

Risk #4: vendor lock-in and future migration. Switching OCR after 3 years of history is a project: document export, business-rule re-creation, team retraining, integration migration. Test annual data export (PDF + CSV metadata) and require a contractual reversibility clause. Market concentration (IRIS acquiring Dext, funds buying Yooz, Pennylane bundling native OCR) increases this risk in the medium term.

• Monthly volume: how many supplier invoices do you receive each month? Under 500 → Dext often enough. Between 500 and 1,000 → arbitrate based on workflow. Above 1,000 → Yooz amortises its costs.
• Number of approvers per invoice: 1 sole approver = Dext is enough. 2 approvers (manager + CFO) = Dext can hold with simple setup. 3+ approvers with thresholds by amount or by project = Yooz becomes essential.
• Target accounting system: Pennylane = both fit (Dext via direct API, Yooz via connector). Sage / Cegid / Quadra = Dext in firm setups, Yooz in-house with workflow. SAP / Microsoft Dynamics / Oracle = almost exclusively Yooz.
• 2026-2027 e-invoicing scope: do you only need to receive e-invoices (both do), or also to issue, run B2C and cross-border e-reporting, manage the Peppol network? Check each vendor's functional PA coverage.
• Which tool does your accountant already use? The firm must be able to read, approve and export documents. If your firm is Dext-equipped (12,000 firms worldwide), friction is zero. With Yooz, plan a firm onboarding phase on exports.
• Contractual commitment and reversibility clause: Dext offers monthly billing without long-term commitment; Yooz typically runs on 12 to 36 months with integration fees. Negotiate an annual data export clause and a controlled termination notice.

• Test OCR quality on 50 to 100 of your real invoices (not a vendor demo): multi-page invoices, handwritten invoices, deposit-payment invoices, foreign-language invoices, credit notes. Compare the anomaly detection rate.
• Verify DGFiP Approved Platform status on the official list (monthly update on impots.gouv.fr). As of 17 May 2026, Dext and Yooz are listed, but functional coverage (issuance, reception, B2C e-reporting, cross-border e-reporting, Peppol) may differ.
• Define a written approval matrix: who approves what, above which amount, within which deadline, and what happens during absence (delegation). An undocumented workflow is a wire-transfer fraud risk.
• Systematically control duplicates, credit notes, deductible VAT, sensitive suppliers (related parties, executives, contractor-free vendors). Plug in automatic bank reconciliation to close the payment loop.
• Anticipate tool coexistence: OCR (Dext/Yooz) + compliant archive + accounting software (Pennylane, Sage, Cegid) + approved platform + bank (Qonto, Memo Bank). A flow diagram validated by the accountant avoids double entries and parallel accounting.
• Document the retention policy and GDPR register: 10 years for accounting records (article L123-22 French Commercial Code), automatic purge beyond personal data no longer required, logged access rights.

• paperless accounting benefits
• French SME e-invoicing 2026-2027 compliance
• monthly fast close J-5 / J+5
• switching to Pennylane with a trainer accountant
• accountant assignments beyond the balance sheet
• Pennylane vs Sage vs Cegid 2026 comparison
• Notion vs Coda for internal finance ops
• finance digital transformation for SMEs
• outsourced admin and accounting management
• bookkeeping and account review
• startup finance support
• outsourced SME CFO services
• Dext with Hayot Expertise
• Yooz purchase-to-pay
• Pennylane accounting backbone

Updated on 17 May 2026. Dext pricing (EUR 25.21 ex-VAT/month Popular, EUR 72.29 ex-VAT/month Advanced) checked on dext.com/fr in May 2026. DGFiP Approved Platform status (Dext registered 11 December 2025, Yooz registered definitively after the 2 September 2024 provisional status) checked on impots.gouv.fr. OCR features, workflows, exports, payment options and e-invoicing compatibility must be confirmed in vendor documentation and validated with a chartered accountant before any commitment.